Financial calculators

Plan better. Invest smarter. See your financial future.

Simple, intelligent calculators to help you understand investments, savings, retirement, taxes and financial goals.

Popular searches: SIPRetirementEMIIncome tax 2026-27SWP

Every calculator

SIP CalculatorMost used

See how a monthly investment could grow over time.

Best for: Regular monthly investors

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Lumpsum Calculator

Find out what a one-time investment could become.

Best for: Investing a bonus or windfall

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Lumpsum + SIP CalculatorNew

Invest a sum now and a SIP every month — see both together.

Best for: Investors with savings and a monthly surplus

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SIP vs Lumpsum CalculatorNew

Invest all at once, or spread it over months? Compare both.

Best for: Deciding how to deploy a large sum

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STP Calculator

Move a lump sum into equity gradually through a transfer plan.

Best for: Investing a large sum without timing worries

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SWP Calculator

Plan a regular monthly income from your investments.

Best for: Retirees and regular-income seekers

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SIP + SWP CalculatorNew

Invest for years, then draw a monthly income — the full journey.

Best for: Planning retirement income end to end

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Retirement CalculatorRecommended

How much you need to retire — and whether you are on track.

Best for: Anyone planning retirement

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Goal Planning Calculator

The monthly investment needed for any goal.

Best for: House, car, travel or any target

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Inflation Calculator

What things will cost in future — and what your money will buy.

Best for: Understanding real value

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Step-Up SIP CalculatorInvestor favourite

Raise your SIP every year and see the difference.

Best for: Salaried investors with rising income

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Target Amount SIP CalculatorNew

SIP needed for ₹1 crore — or how long your SIP takes.

Best for: Anyone with a number in mind

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CAGR Calculator

Yearly growth rate between a start and end value.

Best for: Comparing past performance

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XIRR CalculatorNew

True annual return on SIPs and irregular investments.

Best for: Checking your real SIP returns

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Mutual Fund Returns Calculator

Absolute and annualised return on a fund you hold.

Best for: Checking an existing holding

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Asset Allocation Calculator

A rule-of-thumb split between equity, debt and gold.

Best for: Balancing risk across assets

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Emergency Fund Calculator

How much to keep aside for a rainy day.

Best for: Everyone, before investing

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FIRE Calculator

When could you be financially independent?

Best for: Planning early retirement

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Child Education Planner

Plan for your child’s higher education costs.

Best for: Parents of young children

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Marriage Planning Calculator

Plan for wedding expenses years in advance.

Best for: Parents and young earners

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EMI Calculator

Monthly EMI, total interest and repayment schedule.

Best for: Home, car, personal or education loans

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Home Loan Calculator

EMI, total interest and total cost of buying a home.

Best for: Home buyers

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Loan Prepayment Calculator

How much interest a part-prepayment saves.

Best for: Borrowers with spare cash

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Prepay Loan or Invest?New

Compare prepaying a loan with investing the money.

Best for: Deciding where spare money goes

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SIP to Recover Loan Interest

A small SIP alongside your EMI that earns back the interest.

Best for: Home loan borrowers

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Buy Now or Save First?

Take a loan today or save the EMI and buy later.

Best for: Car, gadget or home-upgrade decisions

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Income Tax Calculator FY 2026-27

Tax under the new and old regimes, slab by slab.

Best for: Salaried and self-employed taxpayers

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Capital Gains Tax Calculator

Tax on selling shares, funds, gold or property.

Best for: Anyone selling investments

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Life Insurance Requirement Calculator

How much life cover your family needs.

Best for: Earning members with dependants

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Human Life Value Calculator

The economic value of your future income to your family.

Best for: Sizing a term plan

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Health Insurance Requirement Calculator

A sensible health cover for your family.

Best for: Families choosing a floater

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SIP vs FD CalculatorNew

Compare a SIP with a recurring deposit, after tax.

Best for: Choosing between deposits and funds

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Cost of Delay Calculator

What waiting a few years to start really costs.

Best for: Anyone putting off investing

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PPF Calculator

Maturity value of your Public Provident Fund.

Best for: Tax-free, guaranteed savings

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EPF Calculator

Your provident fund balance at retirement.

Best for: Salaried employees

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Sukanya Samriddhi Calculator

Maturity value of an SSY account for your daughter.

Best for: Parents of daughters under 10

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NPS Calculator

NPS corpus, lump sum and monthly pension.

Best for: NPS subscribers

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Compound Interest Calculator

Fixed deposit maturity with any compounding.

Best for: FDs and fixed-rate savings

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Money Doubling Calculator

How fast your money doubles at any return.

Best for: Quick mental maths

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Old vs New Tax Regime Calculator

Which regime saves you more tax this year.

Best for: Choosing a regime

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HRA Exemption Calculator

How much of your HRA is tax-free.

Best for: Salaried people paying rent

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Advance Tax Calculator

Instalments due in June, September, December and March.

Best for: Freelancers, investors, business owners

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GST Calculator

Add or remove GST at any rate.

Best for: Business owners and buyers

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Loan Affordability Calculator

How much you can borrow — and your home budget.

Best for: Before house hunting

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Loan Balance Transfer Calculator

Is moving your loan to a lower rate worth it?

Best for: Borrowers offered a lower rate

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Rent vs Buy Calculator

Buying a home or renting and investing — compared.

Best for: First-time home buyers

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Disability Cover Calculator

Cover to replace income if you cannot work.

Best for: Sole and main earners

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Net Worth Calculator

Everything you own minus everything you owe.

Best for: A yearly financial check-up

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Budget Calculator (50/30/20)

Split your income into needs, wants and savings.

Best for: Getting started with budgeting

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Annuity / Pension Calculator

Pension from buying an annuity.

Best for: Retirees considering annuities

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Retirement Income Options

FD interest, annuity or SWP — compare the income each gives.

Best for: Retirees deciding how to draw income

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Rental Yield Calculator

Rental yield and total return on a property.

Best for: Property investors

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Break-Even Calculator

Units and sales needed to cover your costs.

Best for: Business owners and founders

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Profit Margin Calculator

Gross, operating and net margins.

Best for: Reviewing business performance

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Business Valuation Calculator

A quick EV/EBITDA valuation.

Best for: Founders and business owners

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Startup Runway Calculator

How many months your cash will last.

Best for: Startup founders

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Free Cash Flow Calculator

How much profit turns into cash.

Best for: Business owners and analysts

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Not sure where to start?

Tell us what you want to do and we’ll point you to the right tools.

A financial plan, one step at a time

Most families move through the same four stages. Start with the one you are at.

Want a personalised financial plan?

Calculators show the numbers. Our team helps you act on them — investments, insurance and taxes, planned together for your family.

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Calculations are illustrative and based on the assumptions you enter. Actual investment returns may vary, and past performance does not guarantee future results. These calculators are for education and should not be taken as investment, tax or legal advice. Tax figures follow the rules for FY 2026-27 as announced in Budget 2026 and are simplified; please confirm your own position with a tax professional. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Mutual fund investments are subject to market risks; read all scheme-related documents carefully.