Financial calculators
Plan better. Invest smarter. See your financial future.
Simple, intelligent calculators to help you understand investments, savings, retirement, taxes and financial goals.
Popular searches: SIPRetirementEMIIncome tax 2026-27SWP
Your saved calculations
Most popular
The calculators Indian investors use most.
Smart combinations
Real plans mix strategies. These show them working together.
Every calculator
SIP CalculatorMost used
See how a monthly investment could grow over time.
Best for: Regular monthly investors
Calculate →Lumpsum Calculator
Find out what a one-time investment could become.
Best for: Investing a bonus or windfall
Calculate →Lumpsum + SIP CalculatorNew
Invest a sum now and a SIP every month — see both together.
Best for: Investors with savings and a monthly surplus
Calculate →SIP vs Lumpsum CalculatorNew
Invest all at once, or spread it over months? Compare both.
Best for: Deciding how to deploy a large sum
Calculate →STP Calculator
Move a lump sum into equity gradually through a transfer plan.
Best for: Investing a large sum without timing worries
Calculate →SWP Calculator
Plan a regular monthly income from your investments.
Best for: Retirees and regular-income seekers
Calculate →SIP + SWP CalculatorNew
Invest for years, then draw a monthly income — the full journey.
Best for: Planning retirement income end to end
Calculate →Retirement CalculatorRecommended
How much you need to retire — and whether you are on track.
Best for: Anyone planning retirement
Calculate →Goal Planning Calculator
The monthly investment needed for any goal.
Best for: House, car, travel or any target
Calculate →Inflation Calculator
What things will cost in future — and what your money will buy.
Best for: Understanding real value
Calculate →Step-Up SIP CalculatorInvestor favourite
Raise your SIP every year and see the difference.
Best for: Salaried investors with rising income
Calculate →Target Amount SIP CalculatorNew
SIP needed for ₹1 crore — or how long your SIP takes.
Best for: Anyone with a number in mind
Calculate →CAGR Calculator
Yearly growth rate between a start and end value.
Best for: Comparing past performance
Calculate →XIRR CalculatorNew
True annual return on SIPs and irregular investments.
Best for: Checking your real SIP returns
Calculate →Mutual Fund Returns Calculator
Absolute and annualised return on a fund you hold.
Best for: Checking an existing holding
Calculate →Asset Allocation Calculator
A rule-of-thumb split between equity, debt and gold.
Best for: Balancing risk across assets
Calculate →Emergency Fund Calculator
How much to keep aside for a rainy day.
Best for: Everyone, before investing
Calculate →FIRE Calculator
When could you be financially independent?
Best for: Planning early retirement
Calculate →Child Education Planner
Plan for your child’s higher education costs.
Best for: Parents of young children
Calculate →Marriage Planning Calculator
Plan for wedding expenses years in advance.
Best for: Parents and young earners
Calculate →EMI Calculator
Monthly EMI, total interest and repayment schedule.
Best for: Home, car, personal or education loans
Calculate →Home Loan Calculator
EMI, total interest and total cost of buying a home.
Best for: Home buyers
Calculate →Loan Prepayment Calculator
How much interest a part-prepayment saves.
Best for: Borrowers with spare cash
Calculate →Prepay Loan or Invest?New
Compare prepaying a loan with investing the money.
Best for: Deciding where spare money goes
Calculate →SIP to Recover Loan Interest
A small SIP alongside your EMI that earns back the interest.
Best for: Home loan borrowers
Calculate →Buy Now or Save First?
Take a loan today or save the EMI and buy later.
Best for: Car, gadget or home-upgrade decisions
Calculate →Income Tax Calculator FY 2026-27
Tax under the new and old regimes, slab by slab.
Best for: Salaried and self-employed taxpayers
Calculate →Capital Gains Tax Calculator
Tax on selling shares, funds, gold or property.
Best for: Anyone selling investments
Calculate →Life Insurance Requirement Calculator
How much life cover your family needs.
Best for: Earning members with dependants
Calculate →Human Life Value Calculator
The economic value of your future income to your family.
Best for: Sizing a term plan
Calculate →Health Insurance Requirement Calculator
A sensible health cover for your family.
Best for: Families choosing a floater
Calculate →SIP vs FD CalculatorNew
Compare a SIP with a recurring deposit, after tax.
Best for: Choosing between deposits and funds
Calculate →Cost of Delay Calculator
What waiting a few years to start really costs.
Best for: Anyone putting off investing
Calculate →PPF Calculator
Maturity value of your Public Provident Fund.
Best for: Tax-free, guaranteed savings
Calculate →EPF Calculator
Your provident fund balance at retirement.
Best for: Salaried employees
Calculate →Sukanya Samriddhi Calculator
Maturity value of an SSY account for your daughter.
Best for: Parents of daughters under 10
Calculate →NPS Calculator
NPS corpus, lump sum and monthly pension.
Best for: NPS subscribers
Calculate →Compound Interest Calculator
Fixed deposit maturity with any compounding.
Best for: FDs and fixed-rate savings
Calculate →Money Doubling Calculator
How fast your money doubles at any return.
Best for: Quick mental maths
Calculate →Old vs New Tax Regime Calculator
Which regime saves you more tax this year.
Best for: Choosing a regime
Calculate →HRA Exemption Calculator
How much of your HRA is tax-free.
Best for: Salaried people paying rent
Calculate →Advance Tax Calculator
Instalments due in June, September, December and March.
Best for: Freelancers, investors, business owners
Calculate →GST Calculator
Add or remove GST at any rate.
Best for: Business owners and buyers
Calculate →Loan Affordability Calculator
How much you can borrow — and your home budget.
Best for: Before house hunting
Calculate →Loan Balance Transfer Calculator
Is moving your loan to a lower rate worth it?
Best for: Borrowers offered a lower rate
Calculate →Rent vs Buy Calculator
Buying a home or renting and investing — compared.
Best for: First-time home buyers
Calculate →Disability Cover Calculator
Cover to replace income if you cannot work.
Best for: Sole and main earners
Calculate →Net Worth Calculator
Everything you own minus everything you owe.
Best for: A yearly financial check-up
Calculate →Budget Calculator (50/30/20)
Split your income into needs, wants and savings.
Best for: Getting started with budgeting
Calculate →Annuity / Pension Calculator
Pension from buying an annuity.
Best for: Retirees considering annuities
Calculate →Retirement Income Options
FD interest, annuity or SWP — compare the income each gives.
Best for: Retirees deciding how to draw income
Calculate →Rental Yield Calculator
Rental yield and total return on a property.
Best for: Property investors
Calculate →Break-Even Calculator
Units and sales needed to cover your costs.
Best for: Business owners and founders
Calculate →Profit Margin Calculator
Gross, operating and net margins.
Best for: Reviewing business performance
Calculate →Business Valuation Calculator
A quick EV/EBITDA valuation.
Best for: Founders and business owners
Calculate →Startup Runway Calculator
How many months your cash will last.
Best for: Startup founders
Calculate →Free Cash Flow Calculator
How much profit turns into cash.
Best for: Business owners and analysts
Calculate →No calculator matches that. Try a simpler word such as “loan”, “tax” or “retire” — or ask us.
Not sure where to start?
Tell us what you want to do and we’ll point you to the right tools.
SIP CalculatorMost usedSee how a monthly investment could grow over time.Lumpsum CalculatorFind out what a one-time investment could become.Step-Up SIP CalculatorInvestor favouriteRaise your SIP every year and see the difference.SIP vs Lumpsum CalculatorNewInvest all at once, or spread it over months? Compare both.Retirement CalculatorRecommendedHow much you need to retire — and whether you are on track.SWP CalculatorPlan a regular monthly income from your investments.NPS CalculatorNPS corpus, lump sum and monthly pension.FIRE CalculatorWhen could you be financially independent?Goal Planning CalculatorThe monthly investment needed for any goal.Child Education PlannerPlan for your child’s higher education costs.Marriage Planning CalculatorPlan for wedding expenses years in advance.Inflation CalculatorWhat things will cost in future — and what your money will buy.A financial plan, one step at a time
Most families move through the same four stages. Start with the one you are at.
More tools from Integrato
Go further than a single calculation.
Want a personalised financial plan?
Calculators show the numbers. Our team helps you act on them — investments, insurance and taxes, planned together for your family.
Calculations are illustrative and based on the assumptions you enter. Actual investment returns may vary, and past performance does not guarantee future results. These calculators are for education and should not be taken as investment, tax or legal advice. Tax figures follow the rules for FY 2026-27 as announced in Budget 2026 and are simplified; please confirm your own position with a tax professional. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Mutual fund investments are subject to market risks; read all scheme-related documents carefully.