Target Amount SIP Calculator

SIP needed for ₹1 crore — or how long your SIP takes.

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About this calculator

Start from the number you want. Find the monthly SIP that gets you there by a date — or, if you already know your SIP, how long it will take.

How is this calculated?

Your existing investment is grown to the target date. The remaining gap is divided by the future value of ₹1 invested monthly (with the chosen yearly increase). In “how long” mode, the SIP is projected month by month until it reaches the target.

Questions people ask

How much SIP do I need for ₹1 crore?

At an assumed 12% a year, about ₹21,000 a month for 15 years, or about ₹10,900 a month for 20 years, with this calculator’s exact monthly compounding. Starting earlier or raising your SIP each year lowers the starting amount sharply.

Calculations are illustrative and based on the assumptions you enter. Actual investment returns may vary, and past performance does not guarantee future results. These calculators are for education and should not be taken as investment, tax or legal advice. Tax figures follow the rules for FY 2026-27 as announced in Budget 2026 and are simplified; please confirm your own position with a tax professional. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Mutual fund investments are subject to market risks; read all scheme-related documents carefully.