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HRA Exemption Calculator

How much of your HRA is tax-free.

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About this calculator

If you receive HRA and pay rent, part of your HRA can be tax-free under the old regime. See how much, and which rule limits it.

How is this calculated?

Exempt HRA is the lowest of: HRA received; 50% of basic + DA in metros (40% elsewhere); rent paid minus 10% of basic + DA.

Calculations are illustrative and based on the assumptions you enter. Actual investment returns may vary, and past performance does not guarantee future results. These calculators are for education and should not be taken as investment, tax or legal advice. Tax figures follow the rules for FY 2026-27 as announced in Budget 2026 and are simplified; please confirm your own position with a tax professional. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Mutual fund investments are subject to market risks; read all scheme-related documents carefully.