Section 1 of 10
PersonalIncomeAssetsDebtInsuranceGoalsRiskTaxBehaviorLegacy
👤
Personal & Family Profile
Life stage, responsibilities, lifestyle & future plans
🟢 Minimalist
🟡 Balanced
🟠 Aspirational
🔴 Luxury
Marriage
Children
Home
Career Shift
Retirement
None
💰
Income & Cash Flow
All sources, stability, expenses & savings rate
🟢 Fixed
🟡 Stable
🟠 Variable
🔴 Seasonal
🏦
Assets & Net Worth
Complete picture — liquid, invested, real estate, business
⚠️
Liabilities & Debt
Loans, EMIs, credit cards & stress test
<1 mo
1-3 mo
3-6 mo
6-12 mo
12+
🛡️
Insurance & Protection
Your financial firewall — not an expense
Personal Policy
Employer Only
Both
None
🎯
Financial Goals
Short, medium & long-term — with inflation
🧠
Risk Profiling
Psychology-based — not basic questionnaire
Sell all
Sell partial
Hold & wait
Buy more
Panic sold
Bought peak
Followed tips
Over-concentrated
None
🔴 Fear
🟠 Greed
🟢 Strategy
🟡 Advisor
📋
Tax Structure
Don't save tax — optimise wealth after tax
🔍
Behavioral Patterns
Discipline, habits & hidden biases
Planned SIPs
Tips/News
Random Lumpsum
Don't invest
Retirement
EMIs
Children
Health Crisis
Inflation
📜
Legacy & Estate Planning
Will, nominees, family preparedness
Fully aware
Partial
Not at all
⚠️ AI-generated educational analysis — for awareness only, not investment advice under SEBI IA Regulations. Integrato Financial Services is a Registered & Qualified Financial Product Distributor — AMFI-registered MFD & IRDAI-licensed Insurance Advisor. Projections are estimates.
v5.0 — Financial Ecosystem Planner