Investment ProductsReckoner
Comprehensive product guide across Mutual Funds, PMS, AIFs, Bonds, Commodities & more — curated by Integrato Financial Services.
📊 DATA AS ON 28th FEBRUARY 2026
1. Large Cap Funds — Benchmark: Nifty 100-TRI
| Scheme | AUM (₹Cr) | 1Y | 3Y | 5Y | SI | Sharpe | Beta | SD% | Exp | Fund Manager |
|---|
| HDFC Large CapTop: ICICI Bank 9.5%, HDFC Bank 8.6%. Sectors: Bank 31%, Auto 11% | 40,085 | 11.89% | 16.35% | 14.66% | 18.29% | 0.33 | 0.92 | 10.57 | 1.58% | Rahul Baijal (22yr) |
| Edelweiss Large CapGARP approach. Top: HDFC Bank, ICICI Bank, CCIL. Sectors: Bank 26%, Finance 13% | 1,477 | 13.77% | 15.83% | 13.39% | 13.65% | 0.32 | 0.93 | 10.67 | 2.08% | Bharat Lahoti (20yr) |
| ICICI Pru Large CapTop: ICICI Bank 9.4%, HDFC Bank 9.2%, L&T 6.3%. Sectors: Bank 25%, Auto 12% | 77,452 | 14.41% | 18.35% | 15.87% | 14.57% | 0.39 | 0.90 | 10.43 | 1.40% | Sankaran Naren |
| TATA Large CapBottom-up compounder stocks. Top: ICICI Bank, HDFC Bank, RIL. Sectors: Bank 32%, IT 9% | 2,784 | 13.82% | 15.99% | 13.53% | 18.50% | 0.31 | 0.98 | 11.21 | 1.99% | Abhinav Sharma (18yr+) |
| Nippon India Large CapQuality-oriented. Top: HDFC Bank 8.8%, ICICI Bank 7%. Sectors: Bank 26%, Auto 8% | 51,404 | 15.84% | 19.61% | 17.53% | 12.70% | 0.39 | 0.98 | 11.34 | 1.47% | Sailesh Raj Bhan (since 2007) |
2. Diversified — Large & Mid Cap + Flexi Cap
| Scheme | Type | AUM (₹Cr) | 1Y | 3Y | 5Y | Sharpe | Exp | Fund Manager |
|---|
| Motilal Oswal Large & Mid CapBottom-up QGLP. Top: Eternal, Shriram Finance, MCX. CapGoods 27%, Finance 20% | L&M | 15,017 | 19.23% | 24.25% | 19.76% | 0.32 | 1.69% | Ajay Khandelwal |
| Bandhan Large & Mid Cap5-factor framework. Top: HDFC Bank, SBI, ICICI Bank. Bank 18%, Finance 10% | L&M | 14,780 | 19.99% | 24.10% | 19.57% | 0.42 | 1.69% | Manish Gunwani (25yr) |
| Franklin India Flexi CapOldest flexi cap (1994). Top: HDFC Bank, ICICI Bank. Bank 27%, IT 7% | Flexi | 19,598 | 11.66% | 19.07% | 16.17% | 0.37 | 1.69% | R. Janakiraman |
| WhiteOak Capital Flexi CapResearch-driven. Top: ICICI Bank, HDFC Bank, Bharat Electronics. Bank 22%, Finance 19% | Flexi | 7,287 | 12.67% | 19.57% | — | 0.36 | 1.77% | Ramesh Mantri |
| Bajaj Finserv Flexi CapStructural drivers. Top: ICICI Bank, HDFC Bank, Divi's Lab. Bank 22%, Healthcare 13% | Flexi | 6,501 | 17.80% | — | — | 0.31 | 1.78% | Nimesh Chandan |
3. Multi Cap & Focused Funds
| Scheme | Type | AUM (₹Cr) | 1Y | 3Y | 5Y | Sharpe | Exp | Key Rationale |
|---|
| Nippon India Multi Cap | Multi | 50,820 | 16.30% | 22.28% | 21.23% | 0.39 | 1.49% | Lowest expense ratio. Bank 16%, CapGoods 11% |
| ICICI Pru Multi Cap | Multi | 16,315 | 14.49% | 20.75% | 17.22% | 0.40 | 1.73% | Top quartile 3,5,10yr. Finance 11%, CapGoods 11% |
| Invesco India Focused | Focused | 4,917 | 3.16% | 21.93% | 15.55% | 0.35 | 1.81% | Growth+value blend. Bank 17%, CapGoods 13% |
| HDFC Focused Fund | Focused | 27,136 | 16.10% | 22.02% | 21.66% | 0.51 | 1.61% | Lowest SD (9.68), Sortino 1.19. Bank 40%, Auto 16% |
4. Mid Cap Funds — Benchmark: Nifty Midcap 150-TRI
| Scheme | AUM (₹Cr) | 1Y | 3Y | 5Y | Alpha | Sharpe | SD% | Exp | Top Sectors |
|---|
| Motilal Oswal Mid Cap~30 curated QGLP stocks. Top: Paytm, Kalyan Jewellers, Eternal | 33,689 | -0.60% | 21.00% | 22.44% | -0.11 | 0.31 | 17.86 | 1.57% | IT 25%, Finance 19% |
| Edelweiss Mid Cap70-80 stocks. Top: Marico, MCX, Federal Bank, Fortis Healthcare | 14,355 | 21.70% | 26.63% | 21.44% | 0.14 | 0.41 | 15.48 | 1.67% | Finance 20%, Bank 12% |
| HDFC Mid CapDiversified, lower SD. Top: Max Financial, Federal Bank, AU SFB | 94,257 | 22.02% | 26.67% | 22.76% | 0.32 | 0.46 | 13.50 | 1.36% | Bank 17%, Auto 16% |
| WhiteOak Mid Cap22%+ annualized SI. Top: CCIL, Max Financial, Federal Bank, Phoenix Mills | 4,695 | 21.05% | 26.49% | — | 0.81 | 0.41 | 15.17 | 1.85% | Finance 23%, HC 15% |
| Invesco India MidcapBottom-up. Top: Federal Bank, AU SFB, Prestige, Max Healthcare, BSE | 10,772 | 23.20% | 27.41% | 20.78% | 0.85 | 0.40 | 16.45 | 1.72% | HC 20%, Finance 17% |
5. Small Cap Funds — Benchmark: Nifty Smallcap 250-TRI
| Scheme | AUM (₹Cr) | 1Y | 3Y | 5Y | SI | Sharpe | SD% | Exp | Fund Manager |
|---|
| Bandhan Small CapQuality+Growth+Valuation. Top 3yr performer. Finance 13%, HC 10%, Realty 8% | 20,474 | 17.83% | 29.90% | 22.78% | 28.30% | 0.41 | 17.73 | 1.62% | Manish Gunwani |
| Franklin India Small CapLowest down-capture. Bank 13%, Auto 9%, HC 8%, CapGoods 8% | 12,934 | 10.04% | 18.66% | 19.24% | 14.78% | 0.28 | 16.83 | 1.75% | R. Janakiraman |
| Tata Small CapDiversified growth sectors. CapGoods 14%, Chemicals 14%, Auto 8% | 10,715 | 0.17% | 13.78% | 18.60% | 18.36% | 0.21 | 16.58 | 1.69% | Chandraprakash Padiyar |
| Nippon India Small CapTop quartile 3,5,10yr. 23%+ CAGR. CapGoods 13%, HC 9%, Bank 9% | 67,642 | 13.81% | 21.54% | 23.27% | 19.75% | 0.31 | 16.52 | 1.40% | Samir Rachh (30yr+) |
| LIC MF Smallcap86.77% small cap. CapGoods 21%, FMCG 9%, Auto 8% | 606 | 8.43% | 17.47% | 19.13% | 12.76% | 0.23 | 18.81 | 2.39% | Dikshit Mittal (18yr) |
6. Thematic & Sectoral Funds
| Scheme | Theme | AUM (₹Cr) | 1Y | 3Y | 5Y | Exp | Key Rationale |
|---|
| Bandhan Infrastructure | Infra | 1,469 | 16.10% | 24.68% | 21.27% | 2.14% | Infra 19%, CapGoods 19%, Power 10% |
| ICICI Pru India Opp | Special Sit | 35,666 | 16.20% | 23.73% | 22.82% | 1.56% | Transformation plays. Bank 18%, IT 12% |
| Franklin India Opp | Special Sit | 8,428 | 16.12% | 29.16% | 20.38% | 1.75% | Structural shifts, multi-cap. Bank 19%, Auto 13% |
| ICICI Pru Manufacturing | Mfg | 6,601 | 27.62% | 26.93% | 22.00% | 1.83% | Make in India. Auto 32%, CapGoods 11% |
| ICICI Pru Energy Opp | Energy | 9,668 | 28.50% | — | — | 1.75% | Clean energy. CrudeOil 28%, Power 22% |
| Tata Banking Financial Svc | BFSI | 3,261 | 22.88% | 18.69% | 13.52% | 1.89% | Bank 60%, Finance 23%, Insurance 12% |
| Invesco India Financial Svc | BFSI | 1,650 | 25.89% | 22.88% | 16.04% | 2.09% | Bank 54%, Finance 35%. Top-down + bottom-up |
| Mirae Asset Healthcare | Pharma | 2,844 | 15.50% | 24.95% | 16.59% | 1.93% | HC 97%. Hospitals + diagnostics + med equip |
| Nippon India Pharma | Pharma | 8,306 | 11.78% | 24.21% | 16.25% | 1.81% | HC 95%. CRAMS + deep value + exports |
7. ELSS (3yr lock-in) | 8. Smart Beta / Passive
| Scheme | Category | AUM (₹Cr) | 1Y | 3Y | 5Y | Exp | Key Detail |
|---|
| SBI ELSS Tax Saver | ELSS | 32,171 | 15.43% | 24.16% | 19.69% | 1.57% | Broad diversified. Bank 27%, Auto 10% |
| WhiteOak ELSS Tax Saver | ELSS | 438 | 11.18% | 20.34% | — | 2.33% | ~17% SI return. Value+Growth+Cyclical blend |
| Motilal Oswal ELSS | ELSS | 4,175 | 14.33% | 21.95% | 17.18% | 1.82% | Top quartile 2,3,5,10yr. Finance 26%, CapGoods 23% |
| UTI Nifty 200 Momentum 30 | Smart Beta | 8,712 | 13.38% | 20.62% | — | 0.90% | 30 high-momentum stocks from Nifty 200 |
| ICICI Pru Nifty 100 Low Vol 30 | Smart Beta | 1,420 | 11.55% | 16.83% | — | 0.54% | 30 least volatile stocks. Higher Sharpe ratio |
| Tata Nifty Midcap 150 Mom 50 | Smart Beta | 1,063 | 17.29% | 24.17% | — | 1.05% | Top 50 by normalized momentum score |
Benchmark: Nifty 100-TRI (Large), Nifty 500-TRI (Diversified/Thematic), Nifty Midcap 150-TRI (Mid), Nifty Smallcap 250-TRI (Small). MF investments are subject to market risks. Past performance not indicative of future results.
↑ Back to Index
1. Ultra-Short Duration | 2. Money Market
| Scheme | Category | AUM (₹Cr) | YTM | 1Y | 3Y | ModDur | SOV% | AAA% | Exp |
|---|
| Aditya Birla SL Savings | Ultra-Short | 21,467 | 7.14% | 7.15% | 7.40% | 0.48 | 9.8 | 19.0 | 0.59% |
| HDFC Ultra Short Term | Ultra-Short | 17,171 | 7.22% | 6.64% | 7.05% | 0.43 | 12.7 | 28.5 | 0.72% |
| ICICI Pru Ultra Short | Ultra-Short | 16,816 | 7.11% | 6.86% | 7.12% | 0.44 | 3.6 | 15.0 | 0.77% |
| ICICI Pru Money Market | Money Mkt | 35,305 | 6.77% | 7.22% | 7.48% | 0.64 | 10.9 | — | 0.37% |
| Tata Money Market | Money Mkt | 36,819 | 6.64% | 7.14% | 7.45% | 0.53 | 13.7 | — | 0.41% |
| Nippon India Money Market | Money Mkt | 21,876 | 6.89% | 7.17% | 7.45% | 0.64 | 13.2 | — | 0.38% |
3. Low Duration | 4. Banking & PSU | 5. Corporate Bond
| Scheme | Cat | AUM (₹Cr) | YTM | 1Y | 3Y | ModDur | SOV+AAA% | Exp |
|---|
| ICICI Pru Savings Fund | Low Dur | 31,284 | 7.21% | 7.45% | 7.71% | 0.92 | 43.9 | 0.58% |
| HDFC Low Duration | Low Dur | 25,582 | 7.37% | 6.94% | 7.17% | 0.91 | 74.9 | 1.05% |
| Axis Banking & PSU | B&PSU | 12,839 | 6.96% | 7.17% | 7.25% | 2.28 | 74.1 | 0.62% |
| ICICI Pru Banking & PSU | B&PSU | 9,489 | 7.21% | 7.30% | 7.55% | 3.31 | 88.7 | 0.73% |
| ICICI Pru Corp Bond | Corp Bond | 33,237 | 7.26% | 7.64% | 7.81% | 3.42 | 94.9 | 0.56% |
| HDFC Corp Bond | Corp Bond | 33,200 | 7.36% | 6.94% | 7.64% | 4.47 | 96.3 | 0.62% |
| Aditya Birla SL Corp Bond | Corp Bond | 27,913 | 7.21% | 6.92% | 7.66% | 4.57 | 96.5 | 0.52% |
6. Short Duration | 7. Dynamic | 8. Medium | 9. Long/Gilt
| Scheme | Cat | AUM (₹Cr) | YTM | 1Y | 3Y | ModDur | Exp |
|---|
| ICICI Pru Short Term | Short | 22,852 | 7.41% | 7.63% | 7.71% | 2.73 | 1.06% |
| HDFC Short Term Debt | Short | 17,271 | 7.39% | 7.47% | 7.74% | 2.34 | 0.70% |
| ICICI Pru All Seasons Bond | Dynamic | 14,843 | 7.74% | 6.99% | 7.67% | 6.10 | 1.28% |
| Kotak Dynamic Bond | Dynamic | 2,619 | 7.51% | 6.03% | 7.53% | 6.33 | 1.33% |
| ICICI Pru Medium Term | Medium | 5,683 | 7.99% | 8.62% | 8.06% | 3.55 | 1.39% |
| Kotak Medium Term | Medium | 2,007 | 8.09% | 8.77% | 8.38% | 3.07 | 1.63% |
| ICICI Pru Gilt Fund | Gilt | 10,024 | 7.39% | 6.69% | 7.74% | 8.99 | 1.10% |
| Nippon Nivesh Lakshya | Long | 8,228 | 7.40% | 3.46% | 7.09% | 10.55 | 0.65% |
10. Credit Risk | 11. Arbitrage | 12. Income Plus Arbitrage
| Scheme | Cat | AUM (₹Cr) | YTM/1Y | 3Y | 5Y | Exp | Key Detail |
|---|
| HDFC Credit Risk Debt | Credit | 6,891 | 8.56%/7.96% | 7.72% | 6.82% | 1.61% | Highest AUM. AA/Below AA exposure 66% |
| ICICI Pru Credit Risk | Credit | 5,946 | 8.41%/9.24% | 8.54% | 7.43% | 1.37% | Most consistent. YTM 49bps above avg |
| ICICI Pru Equity-Arbitrage | Arb | 32,989 | —/6.45% | 7.07% | 5.97% | 0.88% | Outpaced category by 27bps over 5yr |
| Edelweiss Arbitrage | Arb | 15,452 | —/6.20% | 7.02% | 5.96% | 1.07% | Top quartile across all tenures |
| Tata Arbitrage | Arb | 21,327 | —/6.32% | 6.96% | 5.85% | 1.08% | Outpaced category by 15bps over 3,5yr |
| Kotak Income Plus Arb FOF | Inc+Arb | 7,600 | New (2025). ~60% Debt + 40% Arb. Taxed at 12.5% after 2yr | 0.70% | Highest AUM in new category |
| Scheme | Type | AUM (₹Cr) | Eq% | 1Y | 3Y | 5Y | Sharpe | SD% | Exp | Key Rationale |
|---|
| ICICI Pru Balanced Advantage | BAF | 71,151 | 66.4 | 13.56% | 13.64% | 11.71% | 0.52 | 5.22 | 1.43% | Valuation-driven contra. Lower SD, higher Sharpe |
| Tata Balanced Advantage | BAF | 9,604 | 65.5 | 9.54% | 11.31% | 9.92% | 0.35 | 5.99 | 1.73% | Low exit load (30D). FM: Rahul Singh (20yr+) |
| WhiteOak Balanced Advantage | BAF | 2,158 | 66.2 | 10.21% | 13.39% | — | 0.40 | 6.87 | 2.02% | Highest SI return in category (+3% vs avg) |
| ICICI Pru Multi Asset | MAA | 83,045 | 69.3 | 17.76% | 20.02% | 19.61% | 0.72 | 6.03 | 1.31% | Eq+Debt+Gold. Exceeded category avg by 3% (5yr) |
| HDFC Multi-Asset Allocation | MAA | 5,884 | 53.5 | 17.00% | 15.87% | 13.41% | 0.58 | 5.50 | 1.86% | Bottom-up equity + top-down asset class weights |
| Nippon India Multi Asset | MAA | 13,438 | 58.2 | 27.37% | 22.25% | 16.95% | 0.64 | 7.63 | 1.35% | Includes intl equity. Top quartile 1,3,5yr |
🥇Commodities — Gold & Silver
↑ Index
| Scheme | Metal | AUM (₹Cr) | 1Y | 3Y | 5Y | SI | Exp |
|---|
| Kotak Gold Fund | Gold | 6,866 | 82.55% | 39.77% | 26.09% | 12.85% | 0.50% |
| Mirae Asset Gold ETF | Gold | 3,262 | 82.97% | 40.33% | — | 39.19% | 0.35% |
| ICICI Pru Silver ETF FOF | Silver | 7,059 | 170.76% | 57.45% | — | 40.21% | 0.64% |
| Nippon India Silver ETF | Silver | 35,209 | 174.28% | 58.86% | — | 41.86% | 0.56% |
Gold: Natural hedge. Central banks increasing reserves to ~20%. Fed easing + geopolitics support prices.
Silver: 60% industrial demand — EVs, solar, AI. EV scaling in Europe/India/China driving demand to 90M oz.
↑ Back to Index
| Scheme | Cat | AUM | Target | Min | Asset Mix | Fee | Manager |
|---|
| Edelweiss Altiva Hybrid LSArb 20-40% + FI 40-60% + Special Sit 0-10% + Derivatives 10-20%. Post-tax ~7-8% for 2yr+. Volatility ~2-2.5% | SIF | ~₹2,704Cr | 9-10% | ₹10L | Arb+FI+Deriv | Mgmt 1.67% | Bhavesh Jain (17yr) |
| Tata Titanium Hybrid LS50% cash equity + 25% debt + 25% derivatives. Aims 2% outperformance over BAFs | SIF | ~₹365Cr | 10-11% | ₹10L | Eq 65-75%+FI 25-35% | Mgmt 2.25%+Perf 37.5% | Suraj Nanda (ex-ICICI) |
| ASK Absolute Return FundLong+short positions. Fund+tech+quant analyses. Long 35%, Short -42%, Gross 77%, Net -7% | LS AIF | ~₹1,300Cr | 9-10% | ₹1Cr | Long/Short equity | Fixed 1.75%+Perf 20% | Vaibhav Sanghavi (19yr+) |
Large & Multi Cap PMS
| Scheme | AUM | 1Y | 3Y | 5Y | SI | LC% | MC% | SC% | Fee | Manager |
|---|
| ICICI Pru PMS LargecapGrowth at reasonable price. Top: L&T 7%, SBI 7%, Bharti 6%. Banks 20%, Metals 9% | ~882Cr | 25% | 24% | 20% | 16% | 92 | 6 | — | 2.25% | Chockalingam N. |
| ABSL India Special OppTurnaround/demerger/deleveraging catalysts. FinSvc 25%, CapGoods 14%, IT 9% | ~1,242Cr | 9% | 15% | 14% | 15% | 55 | 22 | 17 | 2.50% | Sameer Narayan |
| ICICI Pru PMS ValueDiscount to intrinsic. Top: L&T, SBI, Bharti, ICICI. Banks 17%, Metals 16% | ~1,077Cr | 31% | 30% | 26% | 13% | 41 | 11 | 36 | 2.25% | Anand Shah |
| Abakkus All CapHigh MOAT. 25% CAGR SI. Top: SBI, Vedanta, ABCL. Banks 18%, Industrials 15% | ~7,781Cr | 30% | 21% | 20% | 25% | 64 | 19 | 12 | 2.50% | Sunil Singhania |
| Buoyant OpportunitiesCore+satellite. 4 FMs, 100yr combined exp. +7% alpha SI. Banking 23%, FMCG 9% | ~10,411Cr | 30% | 26% | 24% | 22% | 49 | 24 | 20 | 2.00% | Sachin Khivasara |
| Motilal Oswal FoundersPromoter stake >26%. QGLP. 25 stocks. CapGoods 28%, FinSvc 27% | ~3,472Cr | 12% | — | — | 23% | 22 | 42 | 35 | 2.50% | Vaibhav Agrawal |
Mid & Small Cap PMS
| Scheme | AUM | 1Y | 3Y | 5Y | SI | SC% | Fee | Manager |
|---|
| Abakkus Emerging Opp15:15:15 rule (ROE/growth/PE). 8% alpha. Banks 18%, NBFC 12%, HC 10% | ~5,507Cr | 1% | 22% | 25% | 27% | 50 | 2.50% | Sunil Singhania |
| Carnelian Shift StrategyManufacturing+Tech. 12%+ alpha SI. Pharma 24%, Eng 21%, Auto 15% | ~4,810Cr | 13% | 28% | 27% | 31% | 52 | 2.50% | Manoj Bahety |
| ICICI Pru PMS PIPEMid+Small moat companies. Industrial 14%, Textiles 11%, Metals 8% | ~7,033Cr | 21% | 26% | 25% | 25% | 84 | 2.25% | Anand Shah |
| Burman PMSHighly selective. 77% SC. Ranked 5th among 250+ PMSs. ConsDisc 22%, HC 14% | ~415Cr | -9% | 12% | 15% | 22% | 77 | 1.25% | Neil Madan Bahal |
Listed Equities
| Scheme | AUM | Target | Structure | LC% | MC% | SC% | Fee | Manager |
|---|
| Motilal Oswal Founders VIIPromoter-driven. QGLP. Top: PTC Ind, Piramal, APAR, Amber. FinSvc 26%, CapGoods 15% | ~8,145Cr | 16-18% | Open | 22 | 42 | 36 | 2.50% | Vaibhav Agrawal |
| Emkay Emerging Stars VIIE-Qual governance framework. 25-35 stocks + up to 35% unlisted/pre-IPO. Golden Decade themes | New | 18-20% | Close | 37 | 27 | 36 | 2.50% | Manish Sonthalia (30yr+) |
| Alchemy Long Term Ventures 30-100% listed + 35% unlisted. GARP. Industrials 28%, IT 15%. 4yr hard lock-in | ~800Cr | 20-22% | Close | — | — | 69 | 2.50% | Hiren Ved |
| ICICI Pru Alpha Opp (Cat III)Replicates Contra PMS (50%+ return last yr). Banks 21%, Metals 12%, Retail 9% | ~1,294Cr | 16-18% | Open | 68 | 14 | 13 | 2.25% | Anand Shah |
Unlisted / Pre-IPO Equities
| Scheme | Target Corpus | Target IRR | Tenure | Focus Sectors | Fee |
|---|
| InCred Growth Partners II7-8 best-in-class businesses. IGPF-I tracking 28% IRR, 5 of 7 at/near liquidity. Led by Vivek Singla (20yr PE) | ₹750+500Cr | 30-35% | 6yr | Consumer, FinSvc, AI, Energy, Healthcare | 2%+20% above 12% |
| 360 ONE Early-Stage Series 1Seed to Series A. Scalable innovation businesses. Team: Abhishek Nag, Neha Aggarwal, Tessa Thomas | ₹500+250Cr | 25-30% | 10yr | FinTech, ConsumerTech, DeepTech, Defence | 2%+20% above 12% |
| Scheme | AUM | Target IRR | Min | Strategy | Duration | Returns (1Y) | Fee |
|---|
| Neo Yield EnhancerNBFC bonds AAA to A-. Quarterly 2% cash flow. Core 11% + Alpha 1%. Low leverage NBFCs (D/E 1.4-3.1x). Since inception: 12.62% | ~₹1,500Cr | 10.5-11.5% | ₹1Cr | Core+Alpha | 1-2yr | 12.77% | 1.00-1.25% |
| Phillip Conservative CreditAA-rated issuers. 350-400bps over G-Sec. 50%+ secured. Single issuer cap 30%. Top: Navi, Kosamattam, Muthoot, Chaitanya | ~₹80Cr | 10-10.5% | ₹50L | Accrual+Duration | — | 13.40% (Reg) | 1.00% |
| Scheme | Corpus | Target IRR | Tenure | Focus | Key Detail |
|---|
| Mosaic Multiyield I (Cat II)Performing credit — profitable companies, no defaults. 25-30 companies. Quarterly coupon 9-10% | ₹1,000Cr | 14-16% | 4.9yr | NBFCs, Real Estate, MSME | Net IRR 13-14%. Close Ended |
| Vivriti Diversified Bond II₹24,000Cr invested to date. ~600bps over debt MF. Quarterly interest. Cautious on distressed/startups | ₹1,500+500Cr | 15-16% | 5yr | Mid-sized corporates | Stable predictable income. Close Ended |
| Neo Special Credit Opp IISeries I: ₹2,272Cr, 19 companies, 12 sectors, 23% gross IRR. EBITDA-positive, fully secured | ₹5,500Cr | 21-23% | 6.5yr | Mfg, Hospitality, Asset Heavy | High-yield cashflow-backed. Close Ended |
| Neo Infrastructure Income IIAsset Buyout (60-70%). Stable cash flow. Roads, Solar, InvITs. 10-12 investments | ~₹5,000Cr | 18-20% | 7yr | Roads, Solar, InvITs | Resilient long-term growth. Close Ended |
12-30 Months
| Issuer | Maturity | YTM | Coupon | Rating | Freq | Secured | Key Detail |
|---|
| AP State Beverages Corp | Nov'27 | 8.30% | 9.15% | AA | Qtrly | Yes | GoAP guarantee, statewide liquor monopoly, DSCR >1.5x |
| Navi Finserv Ltd | Dec'27 | 9.85% | 10.75% | A | Monthly | Yes | AUM ₹16,880Cr. 98% stake by Sachin Bansal (Flipkart founder). NPA 0.21% |
| IIFL Samasta Finance | Feb'28 | 9.50% | 9.20% | AA- | Monthly | Yes | IIFL subsidiary (99.51%). CRAR 30%. Q3 FY26 profit up 541% QoQ |
| AP Mineral Dev Corp | May'28 | 8.30% | 9.30% | AA | Qtrly | Yes | GoAP owned mining agency. PAT margin 24%, IC 19.9x, leverage 0.16x |
| Kosamattam Finance | May'28 | 9.90% | 10.00% | A | Monthly | Yes | Gold-backed. NPA 0.53%. Profit grew 58% YoY. Recovery at 90% LTV |
| Satin Creditcare Network | Jul'28 | 10.15% | 10.15% | A | Monthly | Yes | AUM ₹13,341Cr. CRAR 24.64%. Profit grew 36% QoQ |
31-60 Months
| Issuer | Maturity | YTM | Coupon | Rating | Freq | Key Detail |
|---|
| Capri Global Capital | Oct'28 | 8.60% | 8.90% | AA | Monthly | CRAR 30.30%. NPA 0.70%. 9M FY26 PAT ₹666Cr (+39%) |
| AP State Beverages Corp | Nov'28 | 8.40% | 9.15% | AA | Qtrly | GoAP guarantee. Revenue ₹13,945Cr (FY24), ₹7,310Cr (H1 FY26) |
| AP Mineral Dev Corp | May'29 | 8.30% | 9.30% | AA | Qtrly | GoAP owned. DSRA guarantee + Direct Debit Mechanism |
| Telangana State Infra Corp | Dec'29 | 8.40% | 9.35% | AA | Qtrly | GoT owned. Current ratio improved 0.96x→3.99x. Margin 17% |
60+ Months
| Issuer | Maturity | YTM | Coupon | Rating | Freq | Key Detail |
|---|
| AP Mineral Dev Corp | May'31 | 8.40% | 9.30% | AA | Qtrly | GoAP owned. Interest coverage 19.92x. 25% repaid in last 4 qtrs |
| Piramal Finance Ltd | Sep'31 | 8.60% | 6.75% | AA | Semi-Ann | Net worth ₹23,609Cr. PAT grew 107% in 9M FY26. AUM ₹96,690Cr |
| REC Ltd (Zero Coupon) | Nov'34 | 6.50% | 0% | AAA | Maturity | Net worth ₹86,262Cr. PAT ₹12,920Cr. LTCG 12.5% after 12M |
| IRFC (Zero Coupon) | Dec'35 | 6.50% | 0% | AAA | Maturity | 95%+ AUM to Indian Railways (sovereign). Near-zero credit risk |
Note: Rates indicative, subject to availability. LTCG 12.5% on zero-coupon bonds held >12 months. All listed & secured unless noted.
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| Company | Mkt Cap (₹Cr) | P/E | PEG | P/BV | EPS | Net Profit (₹Cr) | Revenue (₹Cr) | Key Detail |
|---|
| Cochin Intl Airport | 21,806 | 43 | 3.02 | 9.0 | 9.37 | 515 | 1,402 | 3rd largest intl airport. 31 countries, 24 airlines. Kerala Govt 32%. TATA IHCL hotel project ₹100Cr |
| InCred Finance | 10,012 | 31 | 1.58 | 3.0 | 4.81 | 372 | 1,882 | Tech-driven lending. Advanced data analytics. Promoters 55.65% |
| SBI AMC | 1,54,889 | 57 | 1.59 | 18.0 | 50.00 | 2,531 | 4,300 | Leading AMC, 30yr+ track record. PAT 3Y CAGR 34%, AUM 5Y CAGR 20%. SBI 62.59% |
| Parag Parikh Financial Advisory | 13,908 | 51 | 0.40 | 15.0 | 321.00 | 246 | 428 | Leading AMC. ₹1,26,000Cr AUM. NPM 36% FY25. Geeta Parikh 19%, Neil 43% |
| ORBIS | 5,063 | 24 | 0.64 | 9.08 | 11.59 | 205 | 556 | Security services since 2009. Revenue 3Y CAGR 43%. Public 54% |
Risk: Unlisted securities carry reduced liquidity and risk of capital loss. Not exchange-traded. Seek independent financial advice.
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Outbound (Global Exposure)
| Scheme | Target | Min USD | Top Geography | Top Sectors | Fee |
|---|
| Mirae Asset Global AllocationCore-satellite: 50-70% developed ETFs + 30-50% tactical EM/themes (AI, semicons, blockchain) | 10-12% | 151K | US 45%, China+HK 18%, Europe 9% | IT 29%, Industrials 11% | 1.25-1.50% |
| ABSL Global Bluechip EquityTriple B: Barriers, Best-in-class, Brands. 20-30 monopolies/duopolies. AI/semicons/cloud exposure | 12-14% | 150K | US 64%, Taiwan 5%, Canada 6% | Tech 37%, Industrials 17% | 1.50% |
| DSP Global Equity30-50 global leaders. Most accessible ($5K min). Sector/geo agnostic. Benchmark-independent | 12-14% | 5K | N.America 21%, Europe 11%, China 18% | Internet 14%, FinSvc 9% | 1.75% |
Inbound (India-focused for USD)
| Scheme | Target | Min USD | Focus | Fee |
|---|
| Alchemy India Long TermIndia listed equity + PIPEs + IPOs. GARP philosophy. Financials 25%, Industrials 24%, ConsDisc 20% | 14-16% | 150K | India multi-cap (LC 31%, MC 28%, SC 37%) | 1.25-1.50%+Perf 10% above 6% |
| Motilal Oswal Alt InvestmentQGLP framework. Make in India, premiumisation, renewables, urbanisation themes | 16-18% | 150K | India multi-cap (LC 36%, MC 41%, SC 22%) | 2.25-2.50% |
| Name | Type | Rating | Tenure | Min Amt | Lock-in | Sr. Citizen | Key Detail |
|---|
| Shriram Finance Ltd | Corp FD | AA+ | Up to 60M | ₹5,000 | 3M | +0.50%+renewal bonus | One of largest NBFCs post-merger. Competitive rates |
| PNB Housing Finance | Corp FD | AA+ | Up to 120M | ₹10,000 | 3M | +0.25% | PNB subsidiary (28.15% stake). Multiple tenure options |
| Bajaj Finance Ltd | Corp FD | AAA | Up to 60M | ₹15,000 | 3M | As per chart | Largest NBFC by mkt cap. Bajaj Group. Most secure |
| Suryoday Small Finance Bank | Bank FD | A1+ | Up to 12M | ₹1,000 | 7D | +0.20% | Scheduled commercial bank since 2018. MSME focus |
Note: Corporate FDs are NOT bank deposits and carry credit risk. Early withdrawal may have penalties. Verify current rates with institution.
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💰SIP Bucket — Curated Recommendations
↑ Index
| Category | Scheme | AUM (₹Cr) | 1Y | 3Y | 5Y | SI |
|---|
| CORE — Large & Diversified |
| Large Cap | ICICI Pru Large Cap | 77,452 | 14.41% | 18.35% | 15.87% | 14.57% |
| Large Cap | Nippon India Large Cap | 51,404 | 15.84% | 19.61% | 17.53% | 12.70% |
| L&M Cap | Motilal Oswal Large & Mid | 15,017 | 19.23% | 24.25% | 19.76% | 20.18% |
| Flexi Cap | Franklin India Flexi Cap | 19,598 | 11.66% | 19.07% | 16.17% | 17.58% |
| Multi Cap | Nippon India Multi Cap | 50,820 | 16.30% | 22.28% | 21.23% | 17.58% |
| GROWTH — Mid & Small Cap |
| Mid Cap | HDFC Mid Cap | 94,257 | 22.02% | 26.67% | 22.76% | 17.46% |
| Small Cap | Bandhan Small Cap | 20,474 | 17.83% | 29.90% | 22.78% | 28.30% |
| Small Cap | Nippon India Small Cap | 67,642 | 13.81% | 21.54% | 23.27% | 19.75% |
| THEMATIC |
| Opp Fund | ICICI Pru India Opp | 35,666 | 16.20% | 23.73% | 22.82% | 20.23% |
| Manufacturing | ICICI Pru Manufacturing | 6,601 | 27.62% | 26.93% | 22.00% | 19.36% |
| Pharma | Mirae Asset Healthcare | 2,844 | 15.50% | 24.95% | 16.59% | 19.53% |
| HYBRID / BALANCED |
| BAF | ICICI Pru Balanced Advantage | 71,151 | 13.56% | 13.64% | 11.71% | 11.23% |
| Multi Asset | ICICI Pru Multi Asset | 83,045 | 17.76% | 20.02% | 19.61% | 20.78% |
| Multi Asset | Nippon India Multi Asset | 13,438 | 27.37% | 22.25% | 16.95% | 17.80% |