Motilal Oswal S&P 500 Index Fund
Motilal Oswal Mutual Fund · Index Fund · Direct plan, growth option
| Period | Scheme | Category median | International median |
|---|---|---|---|
| 1 month | -1.9% | -7.4% | -5.3% |
| 3 months | 1.2% | -7.1% | 0.0% |
| 6 months | 8.3% | -5.8% | 9.0% |
| Year to date | 17.9% | -8.6% | 17.9% |
| 1 year | 22.5% | -8.2% | 22.5% |
| 3 years (CAGR) | 27.6% | 9.0% | 27.6% |
| 5 years (CAGR) | 16.7% | 6.3% | 16.7% |
| 7 years (CAGR) | n/a | 10.9% | n/a |
| 10 years (CAGR) | n/a | 11.0% | n/a |
| Since first NAV (CAGR) | 20.7% | – | – |
“International” is MFIC's grouping of Index Fund schemes by the theme or index in their names, not an AMFI category.
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 22.8% | 6.7% |
| 3Y rolling median | 15.8% | 15.9% |
| 3Y rolling worst | 8.5% | 7.6% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 17.9% | 13.6% |
| 5Y rolling worst | 15.6% | 5.6% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 13.0% | 17.4% |
| Sharpe ratio | 1.64 | 0.16 |
| Sortino ratio | 3.35 | 0.23 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −19.9% | −18.8% |
| Maximum drawdown, last 10Y | n/a | −38.1% |
| Maximum drawdown, last 5Y | −19.9% | −18.0% |
| Current drawdown | −4.2% | −12.9% |
| Recovery time of worst fall | 361 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme aim to track one of the markets below, so its level, valuation and recent path are the main drivers of returns.
- 1Y +21.9% · 3Y +26.9% p.a. · 5Y +16.1% p.a. (index fund NAV, after costs)
- −4.2% from its 52-week high (proxy NAV)
- 1Y +24.8% · 3Y +31.3% p.a. · 5Y +18.9% p.a. (index fund NAV, after costs)
- −8.9% from its 52-week high (proxy NAV)
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 1.04% a year and the Direct plan's 0.64%, a gap of 0.40%; over the last 3 years the Direct plan returned 0.66 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹9,97,124.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.64% | 0.47% |
| AUM, whole scheme (₹ crore) | 4,535 | 149 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 22 Oct 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 43% | 61% median |
| Month-ends in category top quartile (3Y) | 40% | 16% median |
Official benchmark: S&P 500 International Total Return Net Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Index Fund Direct plans; how it is calculated.
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 17.9% | n/a | – |
| 2025 | 22.4% | n/a | – |
| 2024 | 27.2% | n/a | – |
| 2023 | 25.5% | n/a | – |
| 2022 | -9.8% | n/a | – |
| 2021 | 30.2% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,33,211 | 18.8% |
| 3 years | ₹3,60,000 | ₹5,15,670 | 23.8% |
| 5 years | ₹6,00,000 | ₹10,45,599 | 21.9% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Aditya Birla Sun Life Global Excellence Equity Fund Of Fund | International FoF | 0.93 | 22.3% |
| DSP US Specific Equity Omni FoF | International FoF | 0.92 | 28.6% |
| Axis Global Equity Alpha Fund of Fund | International FoF | 0.91 | 24.6% |
| Franklin U. S. Opportunities Equity Active Fund of Funds | International FoF | 0.91 | 22.7% |
| Aditya Birla Sun Life Global Emerging Opportunities Fund | International FoF | 0.91 | 18.6% |
| SBI US Specific Equity Active FoF | International FoF | 0.91 | 26.8% |
- What is the latest NAV of Motilal Oswal S&P 500 Index Fund?
- The NAV of the Direct plan (growth option) was ₹33.4077 on 23 Oct 2026, as published by AMFI.
- Which category is Motilal Oswal S&P 500 Index Fund in?
- It is classified as Index Fund in AMFI's daily NAV file; a Index Fund scheme passively tracks a stated index. MFIC compares it with 271 Index Fund schemes (Direct plans).
- What returns has Motilal Oswal S&P 500 Index Fund delivered?
- Over one year the NAV changed by 22.5%. The 3-year CAGR is 27.6% (category median 9.0%) and the 5-year CAGR is 16.7% (category median 6.3%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 15.8%, the lowest was 8.5%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Motilal Oswal S&P 500 Index Fund's NAV?
- The largest peak-to-trough fall in its available history was 19.9%; within the last five years it was 19.9% (category median 18.0%).
- How volatile is Motilal Oswal S&P 500 Index Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 13.0%, which is below the Index Fund category median of 17.4%.
- What would a monthly SIP in Motilal Oswal S&P 500 Index Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹10,45,599 on 23 Oct 2026, an annualised return (XIRR) of 21.9%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Motilal Oswal S&P 500 Index Fund?
- The total expense ratio of the Direct plan is 0.64% a year, as disclosed to AMFI (median of Index Fund Direct plans: 0.47%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Motilal Oswal S&P 500 Index Fund?
- Assets under management of the whole scheme were ₹4,535 crore on 22 Oct 2026, as published by AMFI.
- What is the riskometer level of Motilal Oswal S&P 500 Index Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- How often has Motilal Oswal S&P 500 Index Fund beaten its category?
- At 43% of the 42 month-ends compared over the last 10 years, its 3-year return was above the median of Index Fund schemes (Direct plans); it was in the top quarter at 40% of them. A typical scheme would show about 50%.
- What is the minimum investment in Motilal Oswal S&P 500 Index Fund?
- The minimum application amount is Rs. 500/- and in multiples of Re.1/-.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 22.5% and the Regular plan's by 21.9%. The Regular plan includes the services of a distributor.
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