Motilal Oswal Business Cycle Fund
Motilal Oswal Mutual Fund · Sectoral/Thematic · Regular plan, growth option
NAV (₹), 23 Oct 2026
11.7845
1-day change
-2.05%
1Y return
-11.0%
3Y CAGR
n/a
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 2 Sep 2024 to 23 Oct 2026
Returns vs Sectoral/Thematic median (259 schemes) and “Business cycle & rotation” median (22)
| Period | Scheme | Category median | Business cycle & rotation median |
|---|---|---|---|
| 1 month | -11.0% | -8.4% | -8.3% |
| 3 months | -4.0% | -6.5% | -6.0% |
| 6 months | 2.9% | -4.1% | -4.1% |
| Year to date | -7.4% | -6.8% | -6.7% |
| 1 year | -11.0% | -6.3% | -6.9% |
| 3 years (CAGR) | n/a | 10.8% | 10.1% |
| 5 years (CAGR) | n/a | 9.4% | 9.5% |
| 7 years (CAGR) | n/a | 15.7% | n/a |
| 10 years (CAGR) | n/a | 12.7% | n/a |
| Since first NAV (CAGR) | 5.4% | – | – |
“Business cycle & rotation” is MFIC's grouping of Sectoral/Thematic schemes by the theme or index in their names, not an AMFI category.
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 0.3% | 9.5% |
| 3Y rolling median | n/a | 15.4% |
| 3Y rolling worst | n/a | 2.5% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | 71% |
| 5Y rolling median | n/a | 14.1% |
| 5Y rolling worst | n/a | 0.4% |
| 5Y periods ahead of benchmark | n/a | 72% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 17.1% |
| Sharpe ratio | n/a | 0.25 |
| Sortino ratio | n/a | 0.37 |
| Beta | n/a | 0.97 |
| Alpha (ann.) | n/a | 1.7% |
| Upside capture | n/a | 103.56 |
| Downside capture | n/a | 99.31 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −25.0% | −23.7% |
| Maximum drawdown, last 10Y | n/a | −39.3% |
| Maximum drawdown, last 5Y | n/a | −22.8% |
| Current drawdown | −13.1% | −12.3% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 22 Oct 2026: TER increased from 2.50% to 2.51% (AMFI TER disclosure)
- 15 Oct 2026: TER increased from 2.49% to 2.50% (AMFI TER disclosure)
- 12 Oct 2026: TER reduced from 2.50% to 2.49% (AMFI TER disclosure)
- 8 Oct 2026: TER increased from 2.49% to 2.50% (AMFI TER disclosure)
- 5 Oct 2026: TER reduced from 2.50% to 2.49% (AMFI TER disclosure)
- 1 Oct 2026: TER increased from 2.47% to 2.50% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
Objective: To achieve long term capital appreciation by predominantly investing in equity and equity related instruments of companies by investing with a focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles. However, there can be no assurance that the investment objective of the scheme will be realized.
Exit load: 1% - If redeemed on or before 3 Months from the date of allotment. Nil - If redeemed after 3 Months from the date of allotment.
Minimum application: Rs. 500/- and in multiples of Re.1/- thereafter
Allotment date: 7 Aug 2024
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.51% | 2.41% |
| AUM, whole scheme (₹ crore) | 1,375 | 1,141 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 22 Oct 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | -10.1% | -7.6% TRI |
Official benchmark: Nifty 500 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Sectoral/Thematic Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | -7.4% | -9.6% | +2.2% |
| 2025 | -2.3% | 7.7% | −10.0% |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 23 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,17,558 | -3.4% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Sectoral/Thematic
Plan / option: Regular · Growth
AMFI scheme code: 152796
ISIN: INF247L01DG6
First NAV in MFIC data: 2 Sep 2024
History: 2.1 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Motilal Oswal Business Cycle Fund | Sectoral/Thematic | 1.00 | n/a |
| Motilal Oswal Multi Cap Fund | Multi Cap | 0.96 | n/a |
| Motilal Oswal Multi Cap Fund | Multi Cap | 0.96 | n/a |
| Motilal Oswal Midcap Fund | Mid Cap | 0.94 | 15.2% |
| Motilal Oswal Flexi Cap Fund | Flexi Cap | 0.92 | 14.6% |
| Union Innovation & Opportunities Fund | Sectoral/Thematic | 0.85 | 15.0% |
Questions about Motilal Oswal Business Cycle Fund
- What is the latest NAV of Motilal Oswal Business Cycle Fund?
- The NAV of the Regular plan (growth option) was ₹11.7845 on 23 Oct 2026, as published by AMFI.
- Which category is Motilal Oswal Business Cycle Fund in?
- It is classified as Sectoral/Thematic in AMFI's daily NAV file; a Sectoral/Thematic scheme invests at least 80% in one sector or theme. MFIC compares it with 259 Sectoral/Thematic schemes (Regular plans).
- What was the largest fall in Motilal Oswal Business Cycle Fund's NAV?
- The largest peak-to-trough fall in its available history was 25.0%.
- What is the expense ratio (TER) of Motilal Oswal Business Cycle Fund?
- The total expense ratio of the Regular plan is 2.51% a year, as disclosed to AMFI (median of Sectoral/Thematic Regular plans: 2.41%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Motilal Oswal Business Cycle Fund?
- Assets under management of the whole scheme were ₹1,375 crore on 22 Oct 2026, as published by AMFI.
- What is the riskometer level of Motilal Oswal Business Cycle Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the exit load of Motilal Oswal Business Cycle Fund?
- As stated in its scheme documents: 1% - If redeemed on or before 3 Months from the date of allotment. Nil - If redeemed after 3 Months from the date of allotment. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Motilal Oswal Business Cycle Fund?
- The minimum application amount is Rs. 500/- and in multiples of Re.1/- thereafter.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 23 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.