LIC MF Multi Asset Allocation Fund
LIC Mutual Fund · Multi Asset Allocation · Direct plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -8.1% | -5.4% |
| 3 months | -4.3% | -4.1% |
| 6 months | -4.6% | -3.4% |
| Year to date | -6.7% | -2.6% |
| 1 year | -4.7% | 1.1% |
| 3 years (CAGR) | n/a | 13.2% |
| 5 years (CAGR) | n/a | 12.0% |
| 7 years (CAGR) | n/a | 13.2% |
| 10 years (CAGR) | n/a | 11.3% |
| Since first NAV (CAGR) | 9.2% | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 10.5% | 12.3% |
| 3Y rolling median | n/a | 16.8% |
| 3Y rolling worst | n/a | 7.4% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 13.8% |
| 5Y rolling worst | n/a | 1.9% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 10.2% |
| Sharpe ratio | n/a | 0.67 |
| Sortino ratio | n/a | 1.06 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −13.5% | −12.0% |
| Maximum drawdown, last 10Y | n/a | −27.2% |
| Maximum drawdown, last 5Y | n/a | −10.5% |
| Current drawdown | −9.2% | −8.3% |
| Recovery time of worst fall | 155 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme hold only part of their money in each of these markets; the mix is set by the scheme and changes over time.
- P/E 19.1: higher than 1% of days since 2015 (median 23.1)
- 1Y −12.0% · 3Y +6.3% p.a. · 5Y +5.4% p.a. (index fund NAV, after costs)
- −14.2% from its 52-week high
- 1Y +11.6% · 3Y +31.7% p.a. · 5Y +23.3% p.a. (index fund NAV, after costs)
- −18.9% from its 52-week high (proxy NAV)
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 2.39% a year and the Direct plan's 1.08%, a gap of 1.31%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹29,12,382.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
- 21 Oct 2026: TER increased from 1.07% to 1.08% (AMFI TER disclosure)
- 1 Oct 2026: TER reduced from 1.08% to 1.07% (AMFI TER disclosure)
| Fund manager | Role | Managing since |
|---|---|---|
| Sumit Bhatnagar | 1- Fund Manager- Equity and Commodity | 14 Feb 2025 |
| Pratik Shroff | 2- Fund Manager- Debt | 14 Feb 2025 |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 1.08% | 0.85% |
| AUM, whole scheme (₹ crore) | 928 | 1,884 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 22 Oct 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | -3.9% | -3.5% TRI |
Official benchmark: Nifty 500 TRI 65% + Nifty Composite Debt Index 25% + Price of Domestic Gold 10% (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Multi Asset Allocation Direct plans; how it is calculated.
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -6.7% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,14,577 | -7.5% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
- What is the latest NAV of LIC MF Multi Asset Allocation Fund?
- The NAV of the Direct plan (growth option) was ₹11.5992 on 23 Oct 2026, as published by AMFI.
- Which category is LIC MF Multi Asset Allocation Fund in?
- It is classified as Multi Asset Allocation in AMFI's daily NAV file. MFIC compares it with 37 Multi Asset Allocation schemes (Direct plans).
- What was the largest fall in LIC MF Multi Asset Allocation Fund's NAV?
- The largest peak-to-trough fall in its available history was 13.5%.
- What is the expense ratio (TER) of LIC MF Multi Asset Allocation Fund?
- The total expense ratio of the Direct plan is 1.08% a year, as disclosed to AMFI (median of Multi Asset Allocation Direct plans: 0.85%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is LIC MF Multi Asset Allocation Fund?
- Assets under management of the whole scheme were ₹928 crore on 22 Oct 2026, as published by AMFI.
- What is the riskometer level of LIC MF Multi Asset Allocation Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages LIC MF Multi Asset Allocation Fund?
- According to its Scheme Summary Document, LIC MF Multi Asset Allocation Fund is managed by Sumit Bhatnagar (since 14 Feb 2025), Pratik Shroff (since 14 Feb 2025).
- What is the exit load of LIC MF Multi Asset Allocation Fund?
- As stated in its scheme documents: 1. If units of the Scheme are redeemed / switched-out within 3 months from the date of allotment: a. Upto 12% of the units: No exit load will be levied b. Above 12% of the units: exit load of 1% of applicable NAV will be levied 2. If units of the Scheme are redeemed / switched-out after 3 months from the date of allotment: No exit load will be levied. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in LIC MF Multi Asset Allocation Fund?
- The minimum application amount is ₹5,000. SIP details: SIP Details - 100, 150,200, 1000 | SWP Details - 500,500,500,500 | STP Details - 100, 500, 500, 500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -4.7% and the Regular plan's by -6.0%. The Regular plan includes the services of a distributor.
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.