JM Aggressive Hybrid Fund
JM Financial Mutual Fund · Aggressive Hybrid · Direct plan, growth option
NAV (₹), 23 Oct 2026
131.3011
1-day change
-1.49%
1Y return
-7.0%
3Y CAGR
11.0%
5Y CAGR
11.5%
Max drawdown, 5Y
−17.0%
NAV history month-end NAV, ₹ · 3 Jan 2013 to 23 Oct 2026
Returns vs Aggressive Hybrid median (30 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -6.7% | -5.0% |
| 3 months | -3.0% | -4.0% |
| 6 months | -1.5% | -3.2% |
| Year to date | -4.8% | -5.7% |
| 1 year | -7.0% | -4.8% |
| 3 years (CAGR) | 11.0% | 10.0% |
| 5 years (CAGR) | 11.5% | 8.4% |
| 7 years (CAGR) | 17.4% | 12.2% |
| 10 years (CAGR) | 12.3% | 11.1% |
| Since first NAV (CAGR) | 12.7% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 10.1% | 10.7% |
| 3Y rolling median | 14.6% | 14.5% |
| 3Y rolling worst | -9.1% | -1.8% |
| 3Y periods positive | 97% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 12.7% | 13.9% |
| 5Y rolling worst | -3.7% | 3.3% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 14.3% | 11.9% |
| Sharpe ratio | 0.31 | 0.30 |
| Sortino ratio | 0.47 | 0.42 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −36.6% | −28.6% |
| Maximum drawdown, last 10Y | −36.6% | −29.0% |
| Maximum drawdown, last 5Y | −17.0% | −14.3% |
| Current drawdown | −10.8% | −8.0% |
| Recovery time of worst fall | 214 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme hold only part of their money in each of these markets; the mix is set by the scheme and changes over time.
22,600.00 −0.39%
NSE close, 23 Oct 2026
- P/E 19.1: higher than 1% of days since 2015 (median 23.1)
- 1Y −12.0% · 3Y +6.3% p.a. · 5Y +5.4% p.a. (index fund NAV, after costs)
- −14.2% from its 52-week high
7.06%
1 Sep 2026 · +0.48 pp in a year · 5Y average 6.92%
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.69% a year and the Direct plan's 1.16%, a gap of 1.53%; over the last 3 years the Direct plan returned 1.80 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹33,20,550.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Asit Bhandarkar | 28 Dec 2021 | |
| Satish Ramanathan | 1 Oct 2024 | |
| Deepak Gupta | 11 Apr 2025 | |
| Ruchi Fozdar | For Debt portion only | 4 Oct 2024 |
Objective: The investment objective is to provide steady current income as well as long term growth of capital.There can be no assurance that the investment objective of the scheme will be realized. The scheme does not guarantee/ indicate any returns. Investors are required to read all the scheme related information set out in this document carefully.
Stated asset allocation: Equity and equity related instrument - 65%-80%, Debt Securities (including fixed income derivatives and securitized debt*) and money market instruments - 20%-35%, InvITs / ETCDs / Units of Mutual Fund (including Gold ETF & Silver ETF)^ - 0%-15%. *Allocation in securitized debt will not exceed 10% of the net assets. ^Any other security as may be permitted by SEBI/ RBI from time to time. Other Liquid instruments includes cash, bank deposits with Scheduled Commercial Banks, Government Securities, Treasury bills, Repo on Government securities and any other instruments as specified by the SEBI. The scheme may invest in the units of Overnight Fund, Money Market Fund & Liquid Fund.
Benchmark (tier 1): Crisil Hybrid 35+65 Aggressive Index
Exit load: 1.00% of NAV on all investment (including SIP/ STP/ SWP) transactions, if redeemed / switched-out within 60 days of transfer/ allotment of units in normal transactions/ allotment of units of respective installments in SIP/ STP/ SWP transactions
Minimum application: ₹1,000
Allotment date: 1 Apr 1995
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 1.16% | 1.08% |
| AUM, whole scheme (₹ crore) | 636 | 2,745 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 22 Oct 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | -5.5% | -5.0% TRI |
| Return, 3 years (AMFI) | 10.7% | 7.9% TRI |
| Return, 5 years (AMFI) | 11.8% | 7.0% TRI |
| Month-ends above category median (3Y CAGR) | 48% | 52% median |
| Month-ends in category top quartile (3Y) | 43% | 17% median |
| 7Y rolling CAGR, median (monthly windows) | 12.3% | 13.1% median |
Official benchmark: CRISIL Hybrid 35+65 - Aggressive Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Aggressive Hybrid Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -4.8% | n/a | – |
| 2025 | -1.6% | n/a | – |
| 2024 | 29.3% | n/a | – |
| 2023 | 35.5% | n/a | – |
| 2022 | 9.1% | n/a | – |
| 2021 | 23.9% | n/a | – |
| 2020 | 31.5% | n/a | – |
| 2019 | -6.8% | n/a | – |
| 2018 | 2.5% | n/a | – |
| 2017 | 18.6% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 23 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,16,301 | -5.1% |
| 3 years | ₹3,60,000 | ₹3,65,577 | 1.0% |
| 5 years | ₹6,00,000 | ₹7,73,021 | 9.8% |
| 10 years | ₹12,00,000 | ₹24,40,601 | 13.5% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Aggressive Hybrid
Plan / option: Direct · Growth
AMFI scheme code: 120484
ISIN: INF192K01BQ9
First NAV in MFIC data: 3 Jan 2013
History: 13.8 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Canara Robeco Balanced Advantage Fund | Balanced Advantage | 0.94 | n/a |
| Mahindra Manulife Balanced Advantage Fund | Balanced Advantage | 0.94 | 10.3% |
| Helios Balanced Advantage Fund | Balanced Advantage | 0.93 | n/a |
| Franklin India Balanced Advantage Fund | Balanced Advantage | 0.92 | 8.3% |
| Franklin India Aggressive Hybrid Fund | Aggressive Hybrid | 0.92 | 8.3% |
| Mahindra Manulife Aggressive Hybrid Fund | Aggressive Hybrid | 0.91 | 10.0% |
Questions about JM Aggressive Hybrid Fund
- What is the latest NAV of JM Aggressive Hybrid Fund?
- The NAV of the Direct plan (growth option) was ₹131.3011 on 23 Oct 2026, as published by AMFI.
- Which category is JM Aggressive Hybrid Fund in?
- It is classified as Aggressive Hybrid in AMFI's daily NAV file; a Aggressive Hybrid scheme holds 65% to 80% in equities and the rest mainly in debt. MFIC compares it with 30 Aggressive Hybrid schemes (Direct plans).
- What returns has JM Aggressive Hybrid Fund delivered?
- Over one year the NAV changed by -7.0%. The 3-year CAGR is 11.0% (category median 10.0%) and the 5-year CAGR is 11.5% (category median 8.4%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 14.6%, the lowest was -9.1%, and 97% of 3-year periods ended with a gain.
- What was the largest fall in JM Aggressive Hybrid Fund's NAV?
- The largest peak-to-trough fall in its available history was 36.6%; within the last five years it was 17.0% (category median 14.3%).
- How volatile is JM Aggressive Hybrid Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 14.3%, which is above the Aggressive Hybrid category median of 11.9%.
- What would a monthly SIP in JM Aggressive Hybrid Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,73,021 on 23 Oct 2026, an annualised return (XIRR) of 9.8%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of JM Aggressive Hybrid Fund?
- The total expense ratio of the Direct plan is 1.16% a year, as disclosed to AMFI (median of Aggressive Hybrid Direct plans: 1.08%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is JM Aggressive Hybrid Fund?
- Assets under management of the whole scheme were ₹636 crore on 22 Oct 2026, as published by AMFI.
- What is the riskometer level of JM Aggressive Hybrid Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of JM Aggressive Hybrid Fund and how has it compared?
- Its official benchmark is the CRISIL Hybrid 35+65 - Aggressive Index. Over 3 years AMFI reports a return of 10.7% for this plan against 7.9% for the benchmark total return index; over 5 years 11.8% against 7.0%. Past performance does not indicate future results.
- How often has JM Aggressive Hybrid Fund beaten its category?
- At 48% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Aggressive Hybrid schemes (Direct plans); it was in the top quarter at 43% of them. A typical scheme would show about 50%.
- Who manages JM Aggressive Hybrid Fund?
- According to its Scheme Summary Document, JM Aggressive Hybrid Fund is managed by Asit Bhandarkar (since 28 Dec 2021), Satish Ramanathan (since 1 Oct 2024), Deepak Gupta (since 11 Apr 2025), Ruchi Fozdar (since 4 Oct 2024).
- What is the exit load of JM Aggressive Hybrid Fund?
- As stated in its scheme documents: 1.00% of NAV on all investment (including SIP/ STP/ SWP) transactions, if redeemed / switched-out within 60 days of transfer/ allotment of units in normal transactions/ allotment of units of respective installments in SIP/ STP/ SWP transactions Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in JM Aggressive Hybrid Fund?
- The minimum application amount is ₹1,000. SIP details: SIP - Daily, Weekly and Fortnightly - Rs. 500 - 6 Installments ; Monthly and Quarterly - Rs. 1000 - 6 Installments, STP- Daily 60 installments: 100 each. Further in multiples of Re 1/- Weekly/Fortnightly/Monthly : 12 installments for Rs. 500 or 6 installments for Rs. 1000 each. Further in multiple of Re 1/-. Quaterly : 3000 each 2 Instalments, SWP - Fixed Amount Withdrawal (FAW) - 5 instalments for Rs. 500/- each. Further in multiples of Re. 1/-; Capital Appreciation Withdrawal (CAW) - 5 instal….
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -7.0% and the Regular plan's by -8.4%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 23 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.