BANDHAN MID CAP FUND
Bandhan Mutual Fund · Mid Cap · Regular plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -10.5% | -10.2% |
| 3 months | -5.3% | -8.1% |
| 6 months | -0.9% | -4.7% |
| Year to date | 0.8% | -5.1% |
| 1 year | -1.7% | -5.0% |
| 3 years (CAGR) | 14.0% | 13.0% |
| 5 years (CAGR) | n/a | 11.1% |
| 7 years (CAGR) | n/a | 18.5% |
| 10 years (CAGR) | n/a | 13.8% |
| Since first NAV (CAGR) | 14.2% | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 13.4% | 12.5% |
| 3Y rolling median | 19.8% | 18.9% |
| 3Y rolling worst | 13.7% | -7.3% |
| 3Y periods positive | 100% | 96% |
| 3Y periods ahead of benchmark | 17% | 21% |
| 5Y rolling median | n/a | 17.6% |
| 5Y rolling worst | n/a | -1.0% |
| 5Y periods ahead of benchmark | n/a | 3% |
Benchmark: Nifty Midcap 150 (proxy: Motilal Oswal Nifty Midcap 150 Index Fund, price return).
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 19.3% | 18.5% |
| Sharpe ratio | 0.40 | 0.35 |
| Sortino ratio | 0.58 | 0.52 |
| Beta | 0.97 | 0.96 |
| Alpha (ann.) | 1.6% | 0.7% |
| Upside capture | 101.59 | 96.30 |
| Downside capture | 96.72 | 95.09 |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −23.3% | −37.4% |
| Maximum drawdown, last 10Y | n/a | −37.3% |
| Maximum drawdown, last 5Y | n/a | −21.6% |
| Current drawdown | −11.2% | −12.3% |
| Recovery time of worst fall | 438 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme invests mainly in the market below, which is also close to how many of them are benchmarked. Where that market stands today:
- P/E 26.4: higher than 17% of days since 2016 (median 33.6)
- 1Y −5.6% · 3Y +12.7% p.a. · 5Y +12.7% p.a. (index fund NAV, after costs)
- −12.5% from its 52-week high
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 2.13% a year and the Direct plan's 0.77%, a gap of 1.36%; over the last 3 years the Direct plan returned 1.70 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹31,37,131.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
- 14 Oct 2026: TER increased from 2.12% to 2.13% (AMFI TER disclosure)
- 13 Oct 2026: TER reduced from 2.13% to 2.12% (AMFI TER disclosure)
| Fund manager | Role | Managing since |
|---|---|---|
| Ritu Modi | equity portion | 16 Nov 2022 |
| Harshal Joshi . | debt portion | 18 Aug 2022 |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.13% | 2.03% |
| AUM, whole scheme (₹ crore) | 2,450 | 7,493 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 22 Oct 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 29% | 43% median |
| Month-ends in category top quartile (3Y) | 0% | 29% median |
Official benchmark: BSE Midcap 150 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Mid Cap Regular plans; how it is calculated.
| Year | Scheme | Nifty Midcap 150 proxy | Difference |
|---|---|---|---|
| 2026 YTD | 0.8% | -7.2% | +8.0% |
| 2025 | -3.0% | 5.8% | −8.8% |
| 2024 | 32.0% | 24.2% | +7.8% |
| 2023 | 37.4% | 44.3% | −6.9% |
Benchmark proxy: Motilal Oswal Nifty Midcap 150 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,19,147 | -1.2% |
| 3 years | ₹3,60,000 | ₹3,90,500 | 5.2% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Baroda BNP Paribas Innovation Fund | Sectoral/Thematic | 0.98 | n/a |
| Union Midcap Fund | Mid Cap | 0.98 | 13.0% |
| Axis Midcap Fund | Mid Cap | 0.97 | 13.6% |
| LIC MF Mid Cap Fund | Mid Cap | 0.97 | 11.7% |
| PGIM India Midcap Fund | Mid Cap | 0.97 | 8.4% |
| Invesco India Manufacturing Fund | Sectoral/Thematic | 0.97 | n/a |
- What is the latest NAV of BANDHAN MID CAP FUND?
- The NAV of the Regular plan (growth option) was ₹17.4500 on 23 Oct 2026, as published by AMFI.
- Which category is BANDHAN MID CAP FUND in?
- It is classified as Mid Cap in AMFI's daily NAV file; a Mid Cap scheme invests at least 65% in mid-cap stocks. MFIC compares it with 34 Mid Cap schemes (Regular plans).
- What returns has BANDHAN MID CAP FUND delivered?
- Over one year the NAV changed by -1.7%. The 3-year CAGR is 14.0% (category median 13.0%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 19.8%, the lowest was 13.7%, and 100% of 3-year periods ended with a gain. It was ahead of Nifty Midcap 150 (index-fund proxy) in 17% of those periods.
- What was the largest fall in BANDHAN MID CAP FUND's NAV?
- The largest peak-to-trough fall in its available history was 23.3%.
- How volatile is BANDHAN MID CAP FUND?
- Its annualised standard deviation of monthly returns over the last 36 months is 19.3%, which is above the Mid Cap category median of 18.5%.
- What would a monthly SIP in BANDHAN MID CAP FUND have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,90,500 on 23 Oct 2026, an annualised return (XIRR) of 5.2%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of BANDHAN MID CAP FUND?
- The total expense ratio of the Regular plan is 2.13% a year, as disclosed to AMFI (median of Mid Cap Regular plans: 2.03%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is BANDHAN MID CAP FUND?
- Assets under management of the whole scheme were ₹2,450 crore on 22 Oct 2026, as published by AMFI.
- What is the riskometer level of BANDHAN MID CAP FUND?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- How often has BANDHAN MID CAP FUND beaten its category?
- At 29% of the 14 month-ends compared over the last 10 years, its 3-year return was above the median of Mid Cap schemes (Regular plans); it was in the top quarter at 0% of them. A typical scheme would show about 50%.
- Who manages BANDHAN MID CAP FUND?
- According to its Scheme Summary Document, BANDHAN MID CAP FUND is managed by Ritu Modi (since 16 Nov 2022), Harshal Joshi . (since 18 Aug 2022).
- What is the exit load of BANDHAN MID CAP FUND?
- As stated in its scheme documents: Entry Load: Nil. Exit Load : If redeemed/switched out within 1 year from the date of allotment - 1% of applicable NAV; If redeemed/switched out after 1 year from the date of allotment – Nil Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in BANDHAN MID CAP FUND?
- The minimum application amount is Rs.1000. SIP details: SIP Details: Rs.100 , STP Details: Rs. 500/- and any amount thereafter (for Fixed amount option) / Rs. 500/- and any amount thereafter (for capital appreciation option) , SWP Details: Rs. 200/- and any amount thereafter.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -0.3% and the Regular plan's by -1.7%. The Regular plan includes the services of a distributor.
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